Your offset account is already saving you money on interest. But there's one problem most people never solve: you have no idea what you can actually spend.
TL;DR: The best
An offset account is an amazing tool to reduce interest and the overall cost of home ownership. When used appropriately, it can cut your cost of finance and loan term significantly.
Are early payment discounts worth it? I had a high-interest savings account and thought keeping my money was the smartest move. My analysis revealed that a simple discount was far more valuable than I thought. Learn how a little number-crunching led to a surprisingly savvy financial decision.