New Tax Rules Just Tipped the Scales Toward Your Offset Account (2026)
The 2026 Federal Budget has replaced the 50% CGT discount with cost base indexation and a 30% minimum tax rate. Here's why that makes your mortgage offset account increasingly attractive — and how to make sure you're capturing every dollar of that advantage.
How to actually budget with an offset account (without opening more accounts)
Your offset account is already saving you money on interest. But there's one problem most people never solve: you have no idea what you can actually spend.
TL;DR: The best
How to Pay Off Your Home in Half the Time With an Offset Account
An offset account is an amazing tool to reduce interest and the overall cost of home ownership. When used appropriately, it can cut your cost of finance and loan term significantly.
Skip Your Daily $5 Coffee to Create Wealth
Skipping one $5 coffee a day saves $1,825 a year — and $88,000 over 20 years if invested. Here's exactly how to make that money work harder.
Are Early Payment Discounts Worth It?
Are early payment discounts worth it? I had a high-interest savings account and thought keeping my money was the smartest move. My analysis revealed that a simple discount was far more valuable than I thought. Learn how a little number-crunching led to a surprisingly savvy financial decision.